Reis v. Ooida Risk Retentiongroup, Inc.

Summary

The court held that the Liability Risk Retention Act preempts Georgia statutes permitting injured parties to join a motor carrier's insurer in a direct action when the insurer is a foreign risk retention group. The direct-action statutes regulate the operation of such a group by subjecting it to direct lawsuits, liability, litigation costs, and potential conflicts with insureds. The court therefore affirmed the superior court's grant of summary judgment to OOIDA.