Wvmf Funding, as Successor to Onewest Bank, Fsb v. Luisa Palmero

Summary

The court held that a mortgage and the note it secures must be construed together, and that the note controls if the documents conflict. Applying that rule, it concluded that Roberto Palmero was the sole borrower as a matter of law despite Luisa Palmero's signature in the mortgage's borrower signature block, and it quashed the district court's decision denying foreclosure. The court also disapproved inconsistent prior district court decisions concerning reverse mortgages.