American Southern Home Insurance Company v. Louis Philip Lentini

Summary

The court held that the uninsured-motorist provisions of section 627.727 apply to a collector-vehicle insurance policy and prohibit a limitation confining coverage to accidents involving the collector vehicle unless the statutory informed-consent procedure is followed. Because the insured did not reject or limit uninsured-motorist coverage through that procedure, the policy limitation was invalid, and the court approved the Fifth District's decision and disapproved the conflicting decision.