Suzanne Harvey v. Geico General Insurance Company

Summary

The court quashed the Fourth District's decision reversing a jury verdict that GEICO acted in bad faith by failing to settle a fatal-accident claim within the insured's policy limits. It held that the evidence, viewed most favorably to the insured, supported the jury's finding under the totality of the circumstances and that an insured's own conduct does not automatically defeat bad-faith liability when the insurer's conduct substantially contributed to the excess judgment.