Rebecca Clark and James Smith

Summary

The Supreme Court of Delaware affirmed the denial of the policyholders’ motion to amend and the grant of summary judgment to State Farm. It held that the proposed declaratory-judgment claim was futile because the statute provides interest as the consequence for delayed processing and does not authorize the Judiciary to impose an industry-wide mandate requiring every claim to be processed within thirty days. The court also concluded that any broader regulatory enforcement role belongs to the Insurance Commissioner. No separate opinions were provided.