Crossan v. Travelers Insurance Co.

Summary

The Supreme Court of Delaware affirmed dismissal of Crossan’s declaratory judgment action against Travelers. It held that the homeowners policy’s workers’ compensation exclusions were clear and applied because the Industrial Accident Board had determined that Crossan was an employee injured in the course of employment, and that determination could not be relitigated through collateral estoppel. The court reviewed both the summary judgment ruling and insurance-contract interpretation de novo.