Kylie A. Shuba and Michael D., Shuba, Below-Appellants v. United Services Automobile Association, a Foreign…

Summary

The Court affirmed summary judgment for USAA, holding that the Shubas could not recover UIM benefits for their mother's wrongful death because she was neither an insured nor a resident of the policyholder's household. The Court declined to overrule its existing precedent requiring the decedent to be insured for a wrongful-death claimant to recover under a UIM policy. The Court concluded that the policy language and Delaware's UIM statute protect insured persons against bodily injury or death caused by an underinsured motorist.