Bruce Bermel and Pamela Jurga, Husband and Wife, Below v. Liberty Mutual Fire Insurance Company, Below

Summary

The Court affirmed summary judgment for Liberty Mutual, holding that Bermel was not an insured under the business automobile policy issued to Siemens and therefore could not recover under its underinsured motorist coverage for an accident involving his personally owned motorcycle. Bermel's payroll deduction paid for his personal use of the company vehicle, not insurance premiums, and did not make him a named insured. The Court also held that the policy was unambiguous and, alternatively, that Bermel lacked a reasonable expectation of coverage. No separate opinions were filed.