JPMorgan Chase Bank, National Assn. v. Malick

Summary

The court held that a defendant sufficiently prevents reliance on a foreclosure debt affidavit by actively and specifically challenging the amount of the debt on an articulated legal or factual basis. Supporting admissible evidence is not required at the time of the objection, and the plaintiff retains the burden to prove the debt once such a defense is interposed. Because the defendant challenged the interest and municipal tax calculations, the trial court improperly relied on the affidavit alone, so the judgment below was affirmed.