JPMorgan Chase Bank, National Assn. v. Malick

Summary

The court held that a foreclosure defendant sufficiently interposes a defense to the amount of mortgage debt by specifically asserting an articulated legal or factual reason why the debt calculation is incorrect. Supporting admissible evidence is not required at the time of the objection. Because the defendant challenged the calculation of interest and municipal taxes, the plaintiff could not rely solely on its affidavit of debt, and the judgment of the Appellate Court was affirmed.