R.T. Vanderbilt Co., Inc. v. Hartford Accident & Indemnity Co.

Summary

The court affirmed the Appellate Court’s judgment concerning allocation of insurance obligations for asbestos-related disease claims and the interpretation of pollution and occupational disease exclusions. It adopted the Appellate Court’s reasoning upholding a continuous-trigger theory, an unavailability-of-insurance exception to pro rata allocation, exclusion of certain expert testimony, and coverage for asbestos claims despite the pollution exclusions. It independently held that occupational disease exclusions unambiguously apply to claims by both employees and nonemployees who developed occupational diseases through work for other employers.