Supreme Court of Connecticut
Jemiola v. Hartford Casualty Ins. Co.
November 12, 2019335 Conn. 117
Summary
The court affirmed summary judgment for the insurer, holding that the policies issued after March 2005 governed because the alleged substantial impairment was first manifested in 2006. It further held that those policies unambiguously required an abrupt falling down or caving in that made the home or a part of it unoccupiable, and that progressive cracking in a standing, safely occupiable home was not covered. The court also concluded that the claim would fail under the substantial-impairment standard because the home was not in imminent danger of falling down. No separate opinions were filed.