Nationwide Mutual Ins. Co. v. Pasiak

Summary

The court held that the lower courts applied the wrong standard in determining whether the insured's false imprisonment of an employee arose out of his business pursuits. Because the existing record did not resolve that factual question, the court ordered a trial de novo limited to the business-pursuits exclusion and permitted the insurers to conduct appropriate discovery. The court rejected the insurers' alternative arguments concerning the workers' compensation and abuse exclusions and public-policy limitations on coverage for punitive damages. No separate opinions were provided in the record.