Supreme Court of Connecticut
Lexington Ins. Co. v. Lexington Healthcare Group, Inc.
January 28, 2014
Summary
The court held that the nursing-home residents' claims arose from separate medical incidents because they involved distinct losses caused by different combinations of negligent acts, despite a common precipitating fire. It further held that the policy provided a $1 million professional-liability aggregate limit at the Greenwood location and that the self-insured retention barred insurer liability for the first $250,000 per incident but did not reduce the remaining per-incident limit from $500,000 to $250,000. The judgment was therefore affirmed in part, reversed in part, and remanded for partial summary judgment consistent with those conclusions.