Supreme Court of Connecticut

Connecticut Ins. Guaranty Assn. v. Drown

October 21, 2014

Summary

Justice McDonald, joined by Justice Eveleigh, dissented from the conclusion that the corporate professional-liability policy unambiguously excluded vicarious-liability claims based solely on a physician's negligence. The dissent would find the exclusion ambiguous, construe the policy in favor of coverage and the reasonable expectations of the insured, and affirm the trial court's judgment for the defendants. The dissent reasons that grammar and the last-antecedent rule do not overcome the policy's broader text, structure, purpose, and practical consequences.