Arrowood Indem. Co. v. King

Summary

The court answered three certified questions concerning coverage and notice under the Kings' homeowners insurance policy. It held that the relevant insured-location inquiry concerns where the ATV accident occurred, that the dead-end private road was not an insured location under this policy, and that post-accident social interactions did not excuse delayed notice. It also held that an insurer seeking to avoid coverage for untimely notice bears the burden of proving resulting prejudice. No separate opinions were filed.