Felicia Wright, Petitioner: v. Portfolio Recovery Associates, LLC.

Summary

The court held that a debt buyer's complaint did not comply with the Colorado Fair Debt Collection Practices Act because its non-affidavit attachments failed to establish that it owned the petitioner's specific debt. The court further held that an affidavit could not cure that deficiency and that the debt buyer was liable on the petitioner's statutory counterclaim. The court reversed and remanded for consideration of damages, costs, and attorney fees.