Amica Life Insurance Company v. Wertz

Summary

The court answered a certified question narrowly and held that Colorado could not delegate to a noncongressionally approved interstate commission the authority to authorize insurance-policy terms that conflict with a clear Colorado statute. Because the commission's two-year suicide exclusion effectively displaced the statute's one-year limit, the delegation constituted an impermissible transfer of legislative power. The court did not express an opinion concerning other forms of interstate compacts.