Shelter Mutual Insurance Company v. Edna Lyle Lovelace

Summary

The court held that the homeowners policy's clear intentional-act exclusion applies to an innocent co-insured when another insured intentionally causes the loss, and that the exclusion is not void as against Arkansas public policy. Because the circuit court entered judgment for Lovelace and awarded extra-contractual damages based on the contrary ruling, the court reversed and remanded. No separate opinions were issued.