Columbia Insurance Group, Inc., and Columbia Mutual Insurance Co., Inc., Petitioners v. Cenark Project Management…

Summary

The court held that the homeowners’ underlying claims were contractual claims for economic losses arising from the insured’s failure to follow construction plans, not claims for covered property damage caused by an occurrence. Applying controlling Arkansas precedent, the court concluded that the CGL policy provided no coverage and therefore declined to answer the certified questions as moot. Justice Danielson and Justice Hart dissented, arguing that the court exceeded the scope of the certified questions and that faulty workmanship causing damage to third-party property may constitute an occurrence.