Desiree Kolbek, Amy Eddy, Jeanette Orlando, Nicole Farr, Summer Hagan, Jamie Rodriguez, Pebbles Rodriguez, Spencer…

Summary

The Supreme Court of Arkansas affirmed summary judgment declaring that the insurers owed no coverage, duty to defend, or duty to indemnify for the underlying lawsuits. The court held that the allegations did not bear the required causal connection to the ownership, maintenance, use, or necessary or incidental operations of the insured apartment premises, and that several policy exclusions independently barred coverage. The court also concluded that the circuit court properly resolved the coverage issues before final liability determinations in the underlying actions and did not improperly rely on extrinsic evidence. The opinion contains no separate writings.