State Farm Automobile v. Jacey Lee Orlando

Summary

The court held that Arizona's Uninsured/Underinsured Motorist Act does not require UIM coverage for an accident involving an ATV operated off public roads. Reading the Act together with the Financial Responsibility Act, the court concluded that coverage for such an accident is a matter of contract and that State Farm's policy exclusion was permissible. The court affirmed summary judgment for State Farm, vacated the relevant portions of the court of appeals' decision, and denied attorney fees.