American Family Mutual Insurance Company, a Wisconsin Corporation, Plaintiff/counterdefendant v. Sabine Sharp, A…

Summary

The court held that Arizona's uninsured/underinsured motorist statute requires coverage under the insured's separate automobile policy when her damages exceed the liability recovery received under a different motorcycle policy. It further held that the statute's anti-stacking provision does not permit an insurer to deny UIM benefits merely because the insured received liability benefits under another policy. The court therefore answered the first certified question affirmatively, the second negatively, and declined to reach the third.