Portfolio Recovery Associates, LLC v. Jeannie Duvall, Jeannie Duvall v. Portfolio Recovery Associates, LLC…

Summary

The Alaska Supreme Court upheld the superior courts’ rulings rejecting Portfolio Recovery Associates’ debt-collection claims and largely upholding consumers’ claims under the Unfair Trade Practices and Consumer Protection Act. The court held that Portfolio had to prove the original credit-card contract, a sufficiently complete chain of assignment, and admissible evidence satisfying the business-records exception; Portfolio failed to do so. The court also upheld the statutory-damages awards, affirmed the Duvall attorney-fee award, and remanded the Riddle and Terry fee awards for further consideration and correction. No separate opinions were provided.