Katherine Devine and Thomas Sindorf, Appellants v. Great Divide Insurance Company, Paul Chatari, Christopher Todd…

Summary

The Alaska Supreme Court affirmed the superior court’s grant of summary judgment to Great Divide Insurance, holding that the employee‑exclusion clause in the commercial general liability policy barred coverage because Sindorf’s injuries arose out of and in the course of his employment. The Court interpreted the exclusion using workers’ compensation law and found no duty to defend or indemnify. The decision also noted that the policy’s broad definition of “employee” was satisfied, but the key inquiry was the causal relationship between employment and the assault.