Supreme Court of Alabama

21st Mortgage Corporation v. Raymond Robinson (Appeal from Baldwin Circuit Court: CV-19-900109).

December 20, 2024

Summary

The court held that 21st Mortgage was entitled to judgment as a matter of law on Robinson's promissory-fraud and outrage claims. Robinson failed to present substantial evidence that 21st Mortgage intended not to fund the loan or intended to deceive him when it issued the conditional preapproval, and the lender's conduct did not reach the extreme level required for an outrage claim. The court therefore reversed and remanded, pretermitting the remaining appellate arguments.