Jimmy Larry Beddingfield v. Mullins Insurance Company

Summary

The court affirmed summary judgment on the Beddingfields' negligence claims because those claims accrued when they learned that the additional insurance coverage was unavailable, more than two years before suit was filed. It reversed summary judgment on the wantonness claims because the claims accrued before the governing limitations rule changed and were filed within the applicable transitional period. The court also held that the Beddingfields presented substantial evidence of damages, including legal expenses and business losses, sufficient to defeat summary judgment on that ground.