Warren Grimes and Johanna Grimes v. Alfa Mutual Insurance Company

Summary

The court affirmed a declaratory judgment holding that Alfa's liability policy did not cover a vehicle user who lacked the owner's express permission. It concluded that the Mandatory Liability Insurance Act does not require an omnibus clause extending coverage to users with implied permission and that the Motor Vehicle Safety Responsibility Act could not be read in pari materia to impose that requirement. Justice Murdock, dissenting, would have held that the statutory scheme requires coverage for both express and implied permissive users.