Supreme Court of Alabama
African Methodist Episcopal Church, Inc., and James L. Davis v. Kurtrina Smith Lincoln National Life Insurance…
August 19, 2016217 So. 3d 816
Summary
The court held that the arbitration provisions in the group life-insurance policy and related certificates were enforceable and applicable to the beneficiaries' claims. The court rejected challenges based on lack of regulatory approval, failure to provide a separate arbitration disclosure, unconscionability, nonsignatory status, unmet conditions precedent, the merger clause, and waiver. It reversed the orders denying arbitration and remanded for entry of orders compelling arbitration.