Alfa Life Insurance Corporation v. Wanchetta Reese

Summary

The court held that Reese could not avoid her duty to read the insurance application based solely on the agents' alleged oral misrepresentations about the policy's validity. It further held that no special circumstance or disability relieved Reese of that duty and that information allegedly given to the agents but omitted from the written application could not be imputed to Alfa under the application agreement. The court therefore reversed the denial of summary judgment on Reese's remaining claims and Alfa's rescission counterclaim and remanded for further proceedings.