Pennsylvania National Mutual Casualty Insurance Company v. Michael S. Bradford

Summary

The Alabama Supreme Court affirmed the trial court's dismissal of Pennsylvania National Mutual Casualty Insurance Company's subrogation cross‑claim against Michael Bradford, holding that the claim was barred by the two‑year statute of limitations because the limitations period runs from the date of the accident. The Court reiterated that a subrogee acquires no greater rights than the principal and therefore is subject to the same limitations period. Justice Murdock filed a special concurrence emphasizing the insurer’s equitable subrogation rights but agreeing with the majority.