Owners Insurance Company v. Jim Carr Homebuilder, LLC

Summary

The court affirmed a summary judgment requiring Owners to indemnify JCH for the full arbitration award arising from water damage and related losses in the Johnsons' home. It held that faulty workmanship itself is not an occurrence, but resulting damage may be property damage caused by an occurrence regardless of whether the damaged property was part of the insured's work. The court also held that the policy's completed-operations coverage rendered the Your Work exclusion inapplicable. Shaw, J., concurring in part and dissenting in part, would have remanded for allocation between covered resulting damage and uncovered faulty workmanship; Murdock, J., specially concurring, agreed with the judgment.