Admiral Insurance Company v. Ryan Price-Williams

Summary

The Alabama Supreme Court reversed the trial court’s judgment and remanded, holding that Admiral’s assault‑and‑battery exclusion bars coverage for Price‑Williams’s injuries because they arose from an assault committed by the insured additional insureds Dean and Baber. The Court applied a de novo review of the unambiguous policy language and affirmed that the plaintiff’s claim is non‑severable and thus not covered.