Braden Furniture Company, Inc. v. Union State Bank

Summary

The court affirmed summary judgment for Union State Bank, holding that the Alabama Uniform Commercial Code displaces the drawer's common-law negligence and wantonness claims against a depository bank for accepting and presenting unauthorized checks. The court reasoned that the UCC allocates the drawer's remedy through its relationship with the drawee bank and the drawee bank's recourse against the depository bank. The court also held that Braden Furniture waived its UCC arguments by failing to present cogent legal and factual analysis in compliance with the appellate briefing rule.